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New Jersey has approximately 100 PHAs listed in Appendix A (pdf / xls). and specifically . a defacto co-tenant (notice a modification of the status of occupancy to co-tenant) one who can show that she has been continuously in residence; that she has been a substantial contributor toward satisfaction of the tenancys financial obligations, and that her contribution has been acknowledged and acquiesced to by her landlord is entitled to invoke the protections of the Anti-Eviction Act. New Jersey Register, Vol. %PDF-1.5 % This provision . Low-income households are defined as those with earnings at or below 50 percent of county MFI. Each dwelling and each dwelling unit shall have a minimum gross floor area of not less than one hundred fifty (150) square feet for the first occupant and not less than one hundred (100) square feet for each additional occupant. The Parsippany-Troy Hills Housing Division is responsible for the enforcement of Chapter 213 of the Housing and Property Maintenance Code which includes all single family rental properties and all apartments in Parsippany. about Learn about our homebuyer programs and how you can get up to $15,000 toward down payment and closing costs. Qf Ml@DEHb!(`HPb0dFJ|yygs{. In compliance with New Jersey state law, gambling of any kind is prohibited in the residence halls. Therefore, several landlords who wish to rid themselves of a tenant have begun to employ the "personal occupancy" provision of the Anti-Eviction Act. Does a landlord screen that person for tenancy? Its okay to start with the general suggestion of two-people-per bedroom, but you will want to modify that to fit your propertys exact situation if necessary. NJHMFA is expanding its Foreclosure Mediation Assistance Program (FMAP) to include renter and pre-foreclosure counseling by utilizing a network of participating housing counselors in each county. If the violation is not cured within the reasonable time period set forth in the Notice to Cease, the landlord will then need to furnish the tenant with a Notice to Quit, terminating the lease at least one calendar month from the next time the rent is due. nw_}o~u Hq$@fAW4LiY9i2y2k*Oj-5u0Wkaf AGENCY - The New Jersey Housing and Mortgage Finance Agency established by P.L. *cwg}",eHU*^,f:^z{'+owzY.7MS.VM7?mgg\@+D?i(w~* 2021, c.182 . . A: Yes https://www.cnn.com/2020/03/19/success/real-estate-coronavirus/index.html, Q: Do I still have to pay property taxes? The PHA may not restrict the family's freedom to choose among available units in accordance with 982.353. hU]o0+~RHIt. For further information about this affordable housing program, please call Piazza & Associates, Inc. 609-786-1100. Units can be for sale or rent and must be affordable for low- and moderate-income households. You must live in the home you buy . The requirements are: The landlord participated in the Section 8 Program (in order to comply with his legal obligations). University housing is provided for the exclusive use of Rutgers University-New Brunswick students, as assigned by the Residence Life Assignments Office. QuickFacts provides statistics for all states and counties, and for cities and towns with a population of 5,000 or more. Determining compliance with occupancy limitations is a two-step process: First, determine the minimum square footage required per person for bedrooms as specified in PMCNYS section 404.4.1, which requires that every bedroom occupied by one person shall contain 70 square feet. For additional information on occupancy standards, please refer to HUD Handbook 4350.3 Rev-1, Chapter 3, paragraph 3-22. . Creditworthiness would normally not be a logical option for the landlord in screening a new occupant it would be if the landlord wants to screen the new occupant for tenancy rights but as indicated above this would be a more restrictive test and less favorable to existing tenants. And the ordinance also sets the fines outlined by Howard. HUD 2013 Income Limits (projects placed in service on or before 12/31/2008) . Access the ILRS and important forms and documents for our lender partners. Here are some additional specifics from the revised ordinance: "It shall be unlawful for any person, including the owner or agent, to allow a greater number of persons than the posted maximum number of occupants to sleep in or occupy any residential structure," the ordinance states. As a result of this rule, approximately 100 municipalities in the state have imposed rent control policies. All identical units must have the same limit. There are a lot of differing factors between properties that can change the occupancy expectations, and landlords have to maneuver around all of those issues. - New Jersey Real Estate Attorney Blog, Realty Times - How to Calculate a Home's Square Footage, Best town to live in Bergen County, NJ with a great community and down to earth environment for the children and adults, From Florida to Jersey- Where to live for young adults (twenty-somethings), What to do in NJ for young adults (travel, pizza, ice cream). *NOTE: Please continue to use the 2018 Utility Allowance chart listed in the link below. The Clifton housing code sets standards for property maintenance and occupancy. officials hope to employ a surer method of guidance in compliance with New Jersey Housing Occupancy Limits. Read More. To make the right decisions on this front, youll need to gain some background insight into occupancy laws. These rules are used whenever state and local laws do not give enough regulation to occupancy or when the state and local rules do not apply because of the Fair Housing Act. HOWELL, NJ Rental properties in the township have to meet posted occupancy requirements or face heftier fines under a revised ordinance adopted by the Howell Township Council this week. My neighbors are OK under city law. Alpert Group1 Parker PlazaFort Lee, NJ 07024(201) 886-7800www.thealpertgroup.com, Altman Group240 New York Dr, Suite 1Fort Washington, PA 19034(215) 884-0500www.altmangroupco.com/altman-management, Applied Housing333 River StHoboken, NJ 07030(201) 216-1721www.appliedapartments.com, Columbus Property Management2042-48 Arch St, Suite 2Philadelphia, PA 19103(215) 557-8484www.columbuspm.org, Community Grants, Planning, and Housing (CGP&H)1249 South River Rd, Suite 301Cranbury, NJ 08512(609) 664-2769www.cgph.net, Community Investment Strategies / CIS1970 Brunswick Ave, Suite 100Lawrenceville, NJ 08648(609) 298-2229www.communityinvestmentstrategies.com, Conifer Realty LLC20000 Horizon Way, Suite 180Mount Laurel, NJ 08054(856) 793-2078www.coniferllc.com, Coughlin Management CompanyPO Box 266Adelphia, NJ 07710(732) 489-3289www.coughlinmgt.com, ETC Companies275 N Franklin TurnpikeRamsey, NJ 07446(201) 825-8255www.etccompanies.biz, Fair Share Housing Center1 Ethel Lawrence BlvdMount Laurel, NJ 08054www.fairsharedevelopment.org, Foundation Housing11810 Grand Park Av, Suite 600Bethesda, MD 20852www.foundationhousing.com, Gershen Group / Moderate Income Management29 Emmons Dr, Ssuite C-10Princeton, NJ 08540(609) 989-8500www.gershengroup.com/, Ingerman Properties5 Powell LnCollingswood, NJ 08108(856) 662-1730www.ingerman.com, Jewish Community Housing Corporation760 Northfield AvWest Orange, NJ 07052(973) 731-2020www.jchcorp.org, Lincoln Av Capital680 5th Av, 17 floorNew York, NY 10019(646) 585-5525www.lincolnavecap.com, Loose Leaf Homes LLC(973) 590-7956www.looseleafhomes.com, Low-Income Housing Investment Group1 Portland Sq, Suite 6APortland, ME 04101(207) 772-8244www.lihc.com, Lutheran Social Ministries of NJ3 Manhattan DrBurlington, NJ 08016(609) 386-7171www.lsmnj.org, Marzulli Real Estate264 Belleville AvBloomfield NJ 07003(973) 748-2300www.marzulli.weebly.com, McCormack Baron Salazar720 Olive St, Suite 2500St Louis, MO 63101www.mccormackbaron.com, MEND, IncMoorestown Ecumenical Neighborhood Development92 E 2nd StMoorestown, NJ 08057www.mendinc.org, Michaels Organization / Interstate Realty ManagementPO Box 90708Camden, NJ 08101(856) 596-0500www.tmo.com, National Church Residences2335 N Bank DrColumbus, OH 43220(800) 388-2151www.nationalchurchresidences.org, Neighborhood Housing Services of NYC, Inc.306 W 37th Street, Suite 1101New York, NY 10018(212) 519-2500www.nhsnyc.org, New Community Corporation233 W Market StNewark, NJ 07103(973) 623-2800www.newcommunity.org, Pennrose Properties1 Brewery Park, 1301 N 31st StPhiladelphia, PA 19121(267) 386-8600www.pennrose.com, Piazza & AssociatiesPrinceton Forrestal Village216 Rockingham RowPrinceton, NJ 08540(609) 786-1100www.piazzanj.com, PRD Management / Planners, Researchers, and Developers597 Haddon AvCollingswood, NJ 08108(856) 665-8015www.prd.net, Regan Development Corp1055 Saw Mill River RdArdsley, NY 10502(914) 693-6613www.regandevelopment.com, Region 9 (UAW) Housing Corp88 Huntington StNew Brunswick, NJ 08901(732) 640-2088www.rnhousing.org, Reliant Realty Services99 Wilson AvStaten Island, NY 10306(718) 384-2846www.reliantrs.com, Roizman Development Corp832 Germantown Pike, Suite 5Plymouth Meeting, PA 19462(website unavailable)Rose Community Mgt6000 Freedom Sq, Suite 500Independence, OH 44131(216) 393-8000www.rosecommunity.com, RPM Development77 Park StMontclair, NJ 07042(973) 744-5410www.rpmdev.com, Salem Mgt Company2020 Morris AvUnion, NJ 07083(908) 687-6550www.salemmanagementcompany.com, Senior Solutions for the Jersey Shore(732) 456-0974www.jerseyseniorsos.com, Silver St Development Corp33 Silver St, Suite 200Portland, ME 04101(207) 780-9800www.silver-street.net, Silver Tree Residential795 Ridge Lake Blvd, Suite 300Memphis, TN 38120(901) 748-5490www.st-residential.com, Triad1301 West Forest Grove Rd, Bldg 3Vineland, NJ 08360(856) 690-9590www.triadhousingprograms.com, Walters Group500 Barnegat Blvd, Bldg 100Barnegat, NJ 08005(609) 698-1352www.waltersgroupapartments.com/, EROS Services LLC2040 Millburn Av, suite 404Maplewood, NJ 07047(908) 838-9199www.erosservices.org, New Jersey Association for Retarded Citizens (ARC)985 Livingston Ave.North Brunswick, NJ 08902(732) 246-2525www.arcnj.orgSERV Behavioral Health Systems Inc.20 Scotch Rd.Ewing, NJ 08628(609) 406-0100www.servbhs.net. Specifically, we will talk about what laws are in place and how those laws will affect your business. Rutherford@HousingQuest.com. The counseling is available now and can be provided remotely. Religious educational rooms and religious auditoriums, which are accessory to places of religious worship in accordance with Section 303.1.4 and have occupant loads of less than 100 per room or space, shall be classified as Group A-3 occupancies. 2 0 obj The Municipal Court date has been pushed back so the summonses are still pending, Howard said Friday. . The 1,092 sq. According to the Federal Occupancy Standards set by Housing and Urban Development, seven people can live in a three-bedroom house that also has a separate living room. ". Answer (1 of 5): You can set a limit to the number of people who can live in your rentalas long as you comply with all relevant housing laws. ", New Jersey Housing Occupancy Limits: How Many People is Too Many? Remember that building codes, fire codes, and zoning requirements could affect the occupancy rules for your property. Occupancy. Tenancy at sufferance: A tenant who has no right to occupy the premises, but is tolorated by the landlord and may be terminated at the will of the landlord. Quote: Generally, children of opposite sex cannot share a bedroom with each other or an adult. This can be an owner, developer, or property manager, public agency, church group, or other nonprofit organization. IPMC, also known as the International Property Maintenance Code, includes. as part of their overarching policies in 1998. $1,000 for failure to register as a landlord. (This is ironic since, the landlord has no choice but to accept the Section 8 tenancy, so there is no true acquiescence on the part of the landlord). What should you do as a landlord to ensure that you are doing your part to protect tenants without discriminating against people for their familial size or status? Pregnant women should count as one occupant. Sign up for free Patch newsletters and alerts. The FHA ensures that renters are not discriminated against by their landlords; adding familial status prevented renters with children or those who are pregnant from being refused as frequently. First, they said: Our decision addresses not all occupants, but the specific factual circumstances of this Section 8 household in which the daughter apparently brought substantial resources to the familys finances and whose continuous presence in the leasehold was acknowledged and acquiesced in for years by this landlord.. As a landlord or property manager, part of your job will be to, Age when child becomes an occupant (i.e., an infant is not counted as an occupant), The most important thing to keep in mind as you set up any regulatory occupancy limits is that these limits can in no way discriminate against potential applicants. The Division of Youth and Family Services has also promulgated regulations concerning children. Formal seller disclosure statements are not required but can make disclosure easier. New Jersey Department of Community Affairs Division of Codes and Standards 101 South Broad St., PO Box 802 Trenton, NJ 08625-0802. The Department of Community Affairs assists municipalities to market and monitor their affordable housing projects. IN NO EVENT SHALL HANLON NIEMANN & WRIGHT BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES RELATING TO THIS MATERIAL, FOR ANY USE OF THIS PUBLICATION. Like its predecessor, the BOCA Maintenance Code, nearly all municipalities in the State of New Jersey have incorporated the International Property Maintenance Code (IPMC) into their housing regulations. . It is not a set of definitive rules. At that meeting, Howard referenced a Jan. 23 fire on Lanes Pond Road that destroyed a large house and required a massive response from police, fire companies and EMTs. Review the property and room configuration of each property. Housing Discrimination Policies. (e) Applicability of requirements. The New Jersey Housing and Mortgage Finance Agency provides a variety of programs to assist prospective homebuyers and homeowners. A bedroom may not be used to access another bedroom and must have at least two legal means of egress as defined in the Uniform Construction Code. View our list of HUD-certified housing counselors. Unfortunately, that answer is complicated as there is no one-size-fits-all policy that you can adopt for your properties. "Agency" means the New Jersey Housing and Mortgage Finance Agency established by P.L.1983, c.530 (C.55:14K-1 et seq.). ABOUT US. "We increased the over-occupancy and failure to have a CO for a rental to the same $1,000 minimum," he said. is to have these type of issues clearly defined through clear, legal procedures. Visit: covid19.nj.gov Call NJPIES Call Center for medical information related to COVID: 800-962-1253. $E}kyhyRm333: }=#ve While many states and local governments make their own recommendations, the federal occupancy standards are guidelines with room for variation. Attention: Webmaster for Codes & Standards Re: Guide to Affordable Housing. Should you have the need for legal counsel in this area, please contact Christopher J. Hanlon, Esq. Do you offer an interpreter? 1983, c. 530 (N.J.S.A. Income-Limits. If so, you may want to consider creating a single policy that applies to all of these units unless the laws in each area make that impossible. Then, combine the policies to create one policy that works in all of the situations. State Rent Assistance Resource Page https://access.nyc.gov/ .approved to reside in the unit with the assistance under the Program.. . Fair Housing Act Administration: Local Planning Services, formally the Council on Affordable Housing, adopts and interprets fair housing rules that determine affordable housing needs and specify how municipalities meet them:NJDCA - LPSThe New Jersey Affordable Housing Management Association: This nonprofit association was created to advocate on behalf of affordable housing providers and offer them educational services to improve their effectiveness:JAHMA.org. The Supreme Court said two things about landlords screening rights in this case. This doesnt explain much. 2 | 1. The New Jersey Attorney General's Division of Civil Rights . Typically, federal and state housing programs restrict eligibility to households with earnings that must be at or below 80 percent of the median family income (MFI) for the county where the housing is located. The city also exempts co-ops. They can also be reached toll-free at (855) 376-5291. If an applicant claims that they have been discriminated against according to the Fair Housing Act, how would HUD or another appropriate committee determine the truth of this? <> they have one daughter and they stuck her in their "bedroom" and they sleep in a loft area on a mattress on the floor. tqX)I)B>== 9. By creating clear and consistent policies, you will be less likely to deal with any complaints regarding your occupancy procedures. 305.1.1 Accessory to Places of Religious Worship. New Jersey. "Prospective need" means a projection of housing needs based on development and growth which is reasonably likely to occur in a region or a municipality, as the case may be, as a result of actual determination of public and . my wife always asks how they will have another child there and i say "that in nyc, people manage to have lots of kids in small spaces. These standards are usually based on the number of bedrooms at a property, but they can also take into account the total amount of liveable square footage. The state's administrative code spells out . During the latter part of her residency, she approached the landlord and asked if her daughter could move in. Call us at 201-389-8275 or visit the Contact . 130 0 obj <>stream Under this decision, those occupants can evolve into tenants under the test of substantial financial contribution and landlord acquiescence. Since that might be a vague circumstance which could be taken advantage of by these succeeding occupants to avoid tenancy screening, landlords must be very wary of allowing or tolerating additional occupants who they otherwise think will not become tenants upon a tenants death or an approved tenant otherwise leaving the premises. The Low-Income Housing Tax Credit (tax credit) program funds affordable rental housing with tax credits. Mount Laurel housing (MtL) refers to housing built to comply with New Jersey State Supreme Court Mount Laurel rulings that New Jersey municipalities have a constitutional obligation to provide for their fair share of regional, affordable housing needs. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. The Office of Landlord Tenant Relations administers and enforces the Rent Control Ordinance, Chapter 260 of the Jersey City Municipal Code and provides education, information and referrals to city residents in connection with landlord/tenant issues.. Notice of March 16, 2023 Rent Leveling Board Meeting. The tension between occupancy standards and the FHAs new class adoption led to a lot of confusion for landlords. Under the IPMC, Section 404.4, a bedroom must measure at least 70 square feet for a single occupant. Data is from the U.S. Census Bureau's American Community Survey (ACS), 5-year estimates. New Jersey Department of Community Affairs (DCA) is anticipating an updated version in 2023. The Jersey City Housing Authority (JCHA) was formed in 1938 to provide decent, affordable housing for low-income families, seniors, and persons with disabilities. FAIR HOUSING BEST PRACTICES IN OCCUPANCY STANDARDS Regularly review rules, bylaws, policies or procedures, to ensure compliance with all applicable fair housing laws. Forty percent are affordable to those at or below 60 percent. While you may want to just run with the simple two-person-per-bedroom policy, this policy can be considered discriminatory in some conditions. The Law Office of Michael D. Mirne has filed several evictions based upon overcrowding. If you create different policies depending on what region you are in, there is a chance that your differing policies would be considered to be discriminatory if they are more restrictive in an area that houses a specific race or type of person. hb```f``R``2x ( tf6y, D: 'KKi`m`nh`c "m :|;fbVK@n_h^bb_FOS #@M at chanlon@hnlawfirm.com or Fredrick P. Niemann, Esq. about Learn about our Emergency Rescue Mortgage Assistance (ERMA) program and how you can get up to $75,000 in financial assistance. Both federal and California housing laws restrict the number of persons who can legally live in a unit. >Db+[?o*8+MPj7djMB"Me:(rai`=9v[Ou4'eE}c)6I1y|qR^KWWiSI3_A .lv{ESsrU0\%/ Gzi8bp=Y8[2Mx,AC[A>,]qb]l]Y:kj v]l40@C7>u _.m=VlsP7!0%!"bdC5u.4VuXzU:im_I](u!Bg0X^fq8f'.JF}xXTt^j|O(&PCsOEy({_ 1H at chanlon@hnlawfirm.com or Fredrick P. Niemann, Esq. For most of the units, a contact is listed. Additional occupants shall require an additional 50 square feet per person. New Jersey Housing and Mortgage Finance Agency (HMFA) has different affordable housing programs for homebuyers and renters. Specific cities, localities, and states, however, can have their own additional housing maintenance rules. Section 8 grants provide rent subsidies to affordable housing owners and operators. Free Legal Service Providers in New Jersey: Below is a list of some free legal service providers available to assist very low-income, low-income or moderate-income applicants or tenants throughout New Jersey: Legal Services of New Jersey: lsnj.org (1-888-576-5529) Legal Services of Northwest Jersey: lsnwj.org Full guide on how to navigate COVID-19 as a landlord or renter in NYS: http://rentprep.com/landlord-tips/coronavirus-resources-new-york/, General Landlord Resources https://hcr.ny.gov/ Like all evictions based upon lease violations, evictions based on overcrowding require that the landlord first provide the tenant with a warning notice, called a Notice to Cease, allowing the tenant sufficient time to cure the violation. If someone is renting without any documentation, the fines will be as follows: The issue of over-occupancy was addressed at length by Howard at the Township Council meeting on Tuesday, Feb. 7. A "Limits on the number of people who may live in any dwelling in New Jerseyincluding a cooperative apartmentare found in the state's Administrative Code," says partner Robert Buckalew of the law firm of Buckalew Frizzell & Crevina LLP in Glen Rock. All of them have income restrictions. endobj All bedrooms with one person should have at least 70 square feet. Google Translate is an online service for which the user pays nothing to obtain a purported language translation. Under the regulations set forth by the IPMC, it would seem that there is really no limit to the number of adults that can occupy a 1 bedroom apartment, so long as that one bedroom is large enough to accommodate 70 square feet for the first occupant and 50 square feet for each occupant thereafter. 0 about Watch "The Road Home New Jersey" Homebuying Webinar For Your County, about Learn about what resources are available to you, including counseling for homeowners and renters, about Learn how your organization can receive funding for your next supportive housing project, about Learn about what programs are available for multifamily developers, about Governor's Conference on Housing and Economic Development, Governor Phil Murphy Lt. "The code establishes the minimum per-occupant floor area every dwelling must contain. AGENCY The New Jersey Housing and Mortgage Finance Agency established by P.L. The federal Housing Code specifies minimums, not maximums. Since this two-bedroom has eight units of 80 square feet, eight people over the age of four and four children under four may live there. This blog explains New Jersey seller disclosure law, what "as is" means with example clauses, seller property condition disclosure statements, certificates of occupancy, and lead-based paint and radon disclosure. The Maglies case involved a landlord who had entered into a landlord-tenant relationship with Bertha Guy thirty years ago. All landlords, and most particularly landlords involved with a Section 8 Housing Choice Voucher, have to be wary concerning the addition of other occupants who existing tenants seek to add to existing tenancies or have resided in their rented dwelling. The Court seems to protect the landlord by indicating that one of the criteria of the tenants burden of proof is that the landlord acknowledges that contribution and acquiesces in it. California says that two-persons-per-bedroom-plus-one is a reasonable rule. With New Jersey's legislationfollowing on the heels of laws enacted in 2019 in Colorado, Illinois and New York, legislation in D.C. in 2017, and a slew of local ordinances since 2016 . Follow these guidelines to avoid an FHA violation: Do you manage a number of different properties in different areas of the city? This analysis seems to call for a fact-sensitive case-by-case application of the law. By doing this, youll be able to show that your policy is based on your companys needs and not on the people that you rent to. New Jersey lawmakers have introduced bills that would make buying a home more affordable. If, for example, septic systems in your area are very small, it would be reasonable to limit a two-bedroom home to two occupants at most regardless of the home size. Sources 1 NJ Rev Stat 46:8-46 (2018) Every landlord shall distribute one copy of the statement prepared and made available pursuant to the provisions of this act to each of their tenants within 30 days after it has been made available by the department and shall thereafter provide a copy of the current statement to each new tenant at or prior to the time he assumes occupancy of the dwelling. From the language quoted it would seem that not every occupant allowed to reside on the premises by a landlord automatically becomes a tenant there must be a continuous residency. z7w Occupancy standards are rules about the number of people that can live in a bedroom or at a property. Business Assistance https://www1.nyc.gov/, Q: Can I still close on my property in state? The U.S. Department of Agriculture (USDA) administers federal grants for income-restricted housing in rural areas. Hanlon Niemann & Wright does not guarantee its accuracy or completeness or suitability. The Section 221 and 236 programs are mortgage subsidies to owners of multifamily apartments. Some states, like California, will dictate what should generally be considered to be a reasonable occupancy standard. All potential residents should be told the occupancy limits, not just applicants that have children. 630 Royden St , Camden, NJ 08103-1427 is a townhouse unit listed for-sale at $100,000. By Christopher J. Hanlon, Esq., a NJ Landlord Attorney. The memo is a good starting point, and that is why HUD adopted it as part of their overarching policies in 1998. For instance, if the tenant receives the Notice to Cease on October 20 and the next rent is due on November 1, the Notice to Quit would specify November 30 as being the termination date. The family he chose included all persons or groups of persons. Those benefits could have altered the amount of the subsidy (the landlord had no say over this). j. .. New Jersey has over 80,000 Section 8 vouchers. Family housing is open to those who meet income requirements. Tenancy for year to year: A written lease with a term of at least one year. REGIONAL ASSET LIMIT - The maximum housing value in each housing region affordable to a four-person household with an income at 80% of the regional median as defined by adopted/approved Regional Income Limits. 3 0 obj The ultimate goal, Howard has said previously, is compliance with the regulations, which he said the township will enforce fairly but vigorously. Governor Sheila Oliver, Emergency Rescue Mortgage Assistance (ERMA), HUD 2021 Income Limits (projects placed in service after 12/31/2008), HUD 2021 Income Limits (projects in service on or before 12/31/2008), HUD 2020 Income Limits (projects placed in service after 12/31/2008), HUD 2020 Income Limits (projects in service on or before 12/31/2008), HUD 2019 Income Limits (projects placed in service after 12/31/2008), HUD 2019 Income Limits (projects in service on or before 12/31/2008), HUD 2018 Income Limits (projects placed in service after 12/31/2008), HUD 2018 Income Limits (projects placed in service on or before 12/31/2008), HUD 2017 Income Limits (projects placed in service after 12/31/2008), HUD 2017 Income Limits (projects placed in service on or before 12/31/2008), HUD 2016 Income Limits (projects placed in service after 12/31/2008), HUD 2016 Income Limits (projects placed in service on or before 12/31/2008), HUD 2015 Income Limits (projects placed in service after 12/31/2008), HUD 2015 Income Limits (projects placed in service on or before 12/31/2008), HUD 2014 Income Limits (projects placed in service after 12/31/2008), HUD 2014 Income Limits (projects placed in service on or before 12/31/2008), Important Announcement Regarding the 2013 Income Limits, HUD 2013 Income Limits (projects placed in service after 12/31/2008), HUD 2013 Income Limits (projects placed in service on or before 12/31/2008), HUD 2012 Income Limits (projects placed in service after 12/31/2008), HUD 2012 Income Limits (projects placed in service on or before 12/31/2008), HUD 2011 Income Limits (projects placed in service after 12/31/2008), HUD 2011 Income Limits (projects placed in service on or before 12/31/2008), HUD 2010 Income Limits (projects placed in service after 12/31/2008), HUD 2010 Income Limits (projects placed in service on or before 12/31/2008), HUD 2009 Income Limits (projects placed in service after 12/31/2008), HUD 2009 Income Limits (projects placed in service on or before 12/31/2008), New Jersey Housing and Mortgage Finance Agency.