2023 Trustpilot, Inc. All rights reserved. As mentioned earlier, a mix of opinions about BankMobile can be found online. Since BankMobile is doing everything online, its normal to see how distrust and fear could hinder consumers from wanting to use their mobile banking app. The check is legitimate as it comes from your school. BankMobile Refund? : r/college Increase Visibility, Top Financial Advisors in Toronto, Canada, Request a Free Award Emblem (Ranked Firms Only), Get Your Advisory Firm Featured Increase Visibility, Request a Personalized Page for Any Firm, Mortgages New Homes (Good-Great Credit), Mortgages Refinance (Good-Great Credit). They also gave me a tip to confirm my phone number which I did. Contact Fax: (518) 629-4892. Follow the instructions and use the code to select your desired method of delivery. YouTube. You will continue to receive these emails until you make a selection.If you have questions about the refund process, please contact the Cashier's Office at 608.342.1211 or cashieroff@uwplatt.edu. BankMobile Disbursements is a service provided by BMTX, Inc. that helps colleges and universities across the U.S. deliver refunds to students. If youre used to shopping online, socializing online, and viewing entertainment online why not also conduct your mobile banking online? As mentioned above, it is a company that is now listed among the, According to statistics, online banking is now being used by, Another BankMobile perk for students is the, The average cost for using a BankMobile Vibe account is, In addition, they help graduating students refinance their student loans through the, Finder.com is another site where you can find a few online BankMobile reviews, and their overall rating for the bank is 4 stars. If a credit balance remains on your account after your tuition, fees and other authorized charges are paid, a refund will be issued to you within ten days. Share The refund preference you select will be in effect for the time you are enrolled at Hudson Valley Community College, and you can change your preference at any time by logging in to www.refundselection.com. Your harvested personal data is used not only for spam emails, targeted ads, and telemarketing calls but for changing your financial rates too. BankMobile Review | What You Need to Know about BankMobile. PayPal Scams: Full List Whether you accept it or not, your personal information is listed all over the Internet. An anti-cybercrime community alerting the public to web or internet threats. Grand Rapids MI 49503-3295, 12335 James St. Instagram They referenced the BankMobile Vibe account option as a, According to BankMobile management, over the first two years since they launched the banking app, they have managed to save the college and university students, https://www.customersbank.com/about/corporate-leaders/luvleen-sidhu/, https://cdn.pixabay.com/photo/2019/10/02/18/00/selfie-4521579_960_720.jpg, https://cdn.gobankingrates.com/wp-content/uploads/2020/05/BankMobile-Vibe-review.jpg, Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Refund Selection - Northwest Mississippi Community College They are used to doing everything online. Instead, their customer service strategy was predicated on customers reaching them through online channels or via phone. Create an account to follow your favorite communities and start taking part in conversations. If you're expecting funds from a scholarship/grant then it would be worthwhile to go to your financial aid office to sort it out bc they might be sending you money through RefundSelection. Sary and Mike were very friendly and patient in helping me unsuspend my account and reset my password. In the Terms and Conditions, it states that we may close your Account at any time for any reason and without notice to you. Just avoid this shit when it comes in the mail. If you want to remove your information from the Internet, contact our partners at Incogni immediately. Scam artists buy and sell sucker lists with the names of people who already have lost money to fraudulent promotions. BMTX follows all MasterCard rules and regulations when handling purchases and disputes. BankMobile continues to expand its market share and is now serving millions of clients around the United States. Thanks again Paul! We start to receive financial aid funds approximately six weeks into the term, although it can be longer for summer terms. Happy Holidays! On the other hand, Generation Z (which includes todays students) grew up on the internet. It may take up to 21 days for you to receive your money if no preference is selected. Leave a comment below. The ITS Help Desk has received numerous inquiries about an email from BankMobile asking students to select a delivery message for their refund. We have contacted you directly to answer questions you may have regarding merchant purchases. From the website's popularity, customer service, online reputation, and IP address to Alexa rank, genuine social media praise, and mentions in other authoritative websites, www.refundselection.com checks all the boxes. No, www.refundselection.com is not a scam website, but it's your duty to spot the red flags every time you are engaging in an online transaction. For more information, you can check out the following educational articles: Crypto Fraud Victim May Recover Their Assets Here on WhatsApp. Hi KC. it brings one to Refundselectiion.com. So to finally answer the question, Is BankMobile safe? Yes, we believe so! Before I even clocked out Paul answered my Twitter message!! Mike. Every time you visit a website, enable cookies or download an app, several companies collect your full personal data without your knowledge. If you need me to screenshot the Twitter message Paul sent to help me, let me know. It is hard to make everyone happy, so if you believe that this 91.40 rating needs to be lower or even higher, you could make your word count. It automatically blocks 100x more harmful websites than competitors and 10x more malicious downloads than any other security tool. I was already upset because I wanted to use that money to pay for my spring courses. We also ensure all reviews are published without moderation. The website is owned and operated by BankMobile, who has partnered with your school to deposit your money or refund it quickly and securely. Grand Rapids Community College delivers your refund with BankMobile Disbursements, a technology solution, powered by BMTX, Inc. Even though we can see a lot of benefits from using BankMobile and its banking application, there are also some downsides. Offering consumers the ability to deposit checks by phone, conduct online mobile banking and use one of the best mobile banking apps on the market, its clear at first glance why one might consider BankMobile to be one of the best online banks. Thats why the companies that offer the best mobile banking apps will attract the most students to bank with them. In response, almost every major bank now has its own banking application. Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Happy New Year! of those, 110 complaints were closed in last 12 months Sign-in. Thank you Faith for the review and the recommendation! By having your paycheck direct deposited to your checking or savings account you may be able to get paid up to two days early. Luvleen has been featured regularly in the media including CNBC, Bloomberg, Yahoo Finance, and The Wall Street Journal as she continues to promote the banking app. Money is transferred to an existing account the same business day BankMobile receives funds from your school. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. For more information, visit the BankMobile Disbursements Refund Choices webpage. It offers you effective protection from viruses and zero-day threats, a lightweight, clean, and easy-to-use app, and a 30-day money-back guarantee. See if the website is legit with our validator: Here are the best ways to spot a scam this year. In fact, 1 in every 3 students in the U.S. receives their refund from BankMobile. This includes financial aid refunds, bookstore returns, RaiderCard refunds, overpayments or dropped class refunds. Students are sent an email when their loan funds arrive. More information can also be found at https://ir.bmtxinc.com/. Given the super high rating of 91.40 that the business received, the www.refundselection.com review is very straightforward. The service is verified by our staff and is legitimate. Together withLendKey, they manage the entire process on behalf of their clients, providing stress-free migration of their loan. This includes financial aid refunds, bookstore returns, RaiderCard refunds, overpayments or dropped class refunds. Thank you Navejot! Is it safe? Searching around the web will inevitably get you to websites where people repeatedly ask two related questions: Is BankMobile safe? Refund Selection My experience with BankMobile was great. If you're not expecting anything that might be why you can't log in, you probably have no funds available. They also gave me an important tip: even if your account is suspended, you can still unlock it if your phone number is registered to receive Mobile Alerts. Cookie Notice All the suspicious sites that Guardio blocks are mostly encountered by you when clicking on unknown links in emails, social media scams, popups, and ads. Funds are disbursed by BankMobile Disbursements to the student based on their choice of how to receive their refund. While this is not a drawback for many, for some it is still a cause for BankMobile complaints. Now those customers are stuck using BankMobile for some services and a more traditional bank for others. Mike was amazing and was very helpful and kind! All Rights Reserved. You know when you search, for example, for a flight and the next time you look at the same search the prices are higher? Review of the BankMobile Website. But on the other hand, American customers have deep-rooted concerns about cyber-security, information privacy, and hacker prevention. I DMd BankMobile for help. And while receiving funds from other customers directly into your account is free, if you want to conduct a wire transfer to someone else it will cost $25. Bankmobile credits its low overhead, due to not having any physical branches, for its ability to offer higher interest rates on savings accounts. Please always remember to maintain current contact information in your BMTX profile. BankMobile is partnered with *** ******** school to disburse financial aid and other refunds for their students. This was a great strategy, as it allowed the bank to reduce their costs and pass the savings on to its customers. Thank you so much Cassie for your review of BMTX! This is why on some online reviews, consumers are asking: Is BankMobile a scam? Our validator tool (VLDTR) confirms it is a high authority, trustworthy website. We have reached out to you directly to discuss the status of your student refund. Thank you Shayne for submitting a review of BMTX! To protect your privacy, please remove sensitive or identifiable information from your comments, questions, or reviews. and our Unsecure site, they can't be legit because they never pick up the darn phone. I was having trouble with login info. Your refund choices include: 1) Deposit to an existing account - Money is transferred to an existing account the same business day BankMobile Disbursements receives funds from your school. following rank: It's worth taking a look at how www.refundselection.com received such a high rating. For the Scam Detector readers, Guardio offers a 20% discount. It is a trustworthy data privacy tool that requests your data removal from almost a hundred brokers on your behalf. For more information, please see our Note: Some of the information in samples on this website may have been impersonated or spoofed. Am I eligible to receive electronic refunds? Some schools offer a paper check as an option for your refund disbursement. She was very helpful and went above and beyond, especially considering it was on Christmas Eve and after hours. Read More: Tips for Finding the Best Mobile Banking Apps Paul. We have reached out to you directly to address your concerns about your Vibe account. Financial Aid - BankMobile - Chabot College The school then subtracts their tuition and fees from this amount. Sary was awesome and helped me in a speedy and efficient manner. They referenced the BankMobile Vibe account option as a seamless way to receive refunds and financial aid from your school.. Fine bank. Notify me about the newest scams every week. Press J to jump to the feed. Love the review, Anthony! Schools refund money to students who have funds leftover from financial aid awards, loans, or grants. Verify and update your information. A refund delivery method should be selected even if you are not expecting a refund. If a refund preference is not selected, it may take up to 21 days for you to receive your money. Here's how to know if a travel website selling, If you are an avid traveler, beware of the new TSA PreCheck Scam. Paul. Theyalso dont charge overdraft fees, insufficient funds fees, monthly service fees, or cashiers check fees! If you have not previously created a BankMobile profile, you will be asked to . BankMobile Review | Negative Sides of the Company & BankMobile Complaints. Paul, Cindy was amazing, helpful, friendly, knowledgeable and answered all of my questions. Cathy did a wonderful job explaining the status of my refund and what my next steps would be in receiving it. Also, they are very focused on providing services to students and young adults. My account was suspended after too many login attempts since I forgot my password. However, its necessary to have a checking account with BankMobile before a savings account can be opened. Review AdvisoryHQs, Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. You can get the dealHERE or by clicking the button below. Karey was the person helping me and they did a great job. Created: 15:00:27, Friday, Feb 3, 2017 (by Deb M.)Updated: 15:00:27, Friday, Feb 3, 2017 (by Deb M.). Verification can help ensure real people write reviews about real companies. In addition, if your card and credentials are stolen, the chances are high that the hackers can clear all the money out of your account. Please remember to keep a confirmed mobile phone number on file. If you attend one of our partner schools, you will receive a personal code from us in the mail and by email. With Surfshark, this is not happening. Discount, Submit So if you cant connect to a live representative over the phone, try out their social media options. They only have apersonal loanpackage that offers up to $30,000 with an APR of 16% and standard credit with a fee that ranges from 14.74% to 22.74. Cashier's Office. Ive had no issues. Enter "Northwest Mississippi Community College" in the School Name field. Mike was outstanding for assisting me the way he did. It could be the case with www.refundselection.com as well. Thanks again! In addition, students using their BankMobile cards are able to use these cards without any fees when getting cash from these ATMs. These consumers are more likely to choose companies that will allow them to handle their banking entirely online. They currentlyhave 55,000 ATMsworldwide, which is more thanChase,Wells Fargo, andBank of Americacombined! Establishing a refund preference now ensures you will always have this money without delay. When you see your refund processed on your ESC account, your funds will be sent to BankMobile Disbursements on the next business day. Learn more about our mission and accreditation. http://www.hvcc.edu/cashier/refund.html Very fast and simple. Refund Selection | refundselection.com By doing this, you can reset your password in under 2 minutes 24/7 even if suspended. Sary helped me resolved the issue within 30 minutes compared to being on hold on the phone for an hour. Santa Monica College delivers your refund with BankMobile Disbursements, a technology solution, powered by BMTX, Inc. You will receive a Refund Selection Kit with instructions on how to select your refund preference. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Review of the BankMobile Website. Refunds/BankMobile Disbursements - Grand Rapids Community College If the student selects to open a BankMobile Vibe Account, they must agree to our Terms and Conditions before the account is opened. We are glad Sary was able to quickly address your questions and concerns. Enter your Student ID Number in the College ID Number field. If you do, you can quickly reset your own password in under two minutes even if your BMTX profile is suspended. There are tons of types of fraudulent websites out there, but there are many common red flags to identify. In conclusion, you still need to be careful when conducting business on ANY site, not just www.refundselection.com. The check is legitimate as it comes from your school. This is an unfortunate situation for more-established customers who choose to bank with them and would prefer to have all their banking needs met by just one bank. Paul. You could have a refund in the future, and you can be prepared to receive your money without delay. Feel free to share this page on social media using the buttons provided at the top. AGREE! Either way you can go ahead and cash it in if you were owed a refund for your school semester. The BankMobile Vibe Checking Account is one of your refund options but you are not required to open this account to receive your refund. While I was on the phone for half an hour. Students need to visit refundselection.com and select how they would like any possible refunds delivered to them. Reddit and its partners use cookies and similar technologies to provide you with a better experience. You will have two electronic options to deposit your money. BankMobile does not charge for stop payments. Also, the option to submit checks by phone is another option for customers making deposits into their BankMobile app account. I maxed out login tired and got my account suspended. In addition, they help graduating students refinance their student loans through theBankMobile Student Refiprogram. The person who helped me was named Sary, and my issues were resolved in under 5 minutes. Continue reading the in-depth BankMobile review below to learn more. I did not receive my refund in the mail. Thats why they love the ease and convenience of using a banking application for their needs. Beware of an extra "i" inserted upon redirect. Currently attending college and I just got a random check from BankMobile and I would like to know the legitimacy of this company? We've been asked over and over again what are the most effective ways to stay safe online. However, as the site is not at maximum rating just yet, we tried scraping a relevant phrase from it (see below) to see how they describe themselves: Now let's look at what determined www.refundselection.com having such a super high rating. BankMobile Vibe is a digital only, FDIC-insured checking with the power to bank anywhere, anytime. Click on "Personal . In conclusion, you still need to be careful when conducting business on ANY site, not just www.refundselection.com. Reddit and its partners use cookies and similar technologies to provide you with a better experience. If a new personal code is needed, request one at RefundSelection.com. Paul. Paul. Your school delivers your refund quickly and securely with BankMobile Disbursements. Paul. Also, if you get into an overdraft situation and spend more than you have in your account (known as going into the red zone), the bank wont stop you from completing that transaction. Happy banking! Grand Rapids Community College delivers your refund with BankMobile Disbursements, a technology solution, powered by BMTX, Inc. Thanks again, and happy holidays! Today daughters have issued card, because the bank has good conditions. Selecting a refund delivery method with BankMobile Disbursements ensures you will receive your funds in the quickest, most reliable, and safest method possible. 2) Deposit to a BankMobile Vibe Checking Account - If you . They have an app thats pretty much useless as you have to do all the important stuff from their website. They were very patient and informative. Students are the main clientele of this bank, and so most of the benefits are geared towards them. Refunds can also come from overpayments and dropped classes. BankMobile Disbursements is a division of Customers Bank. How will I get a Personal Code? 2023 BMTX, Inc., a wholly owned subsidiary of BM Technologies, Inc. Accounts provided by Customers Bank, Member FDIC & Equal Housing Lender. An anonymous post cannot be edited or deleted, therefore, review it carefully before posting. An interest-bearing checking account allows depositsup to $15,000 with a 1.04%APY interest rate. Students need to have access to this money as soon as it is available. <META http-equiv="refresh" content="0;URL=/refundselection/jsDisabled.html"> <img height="1" width="1" alt="" style="display:none" src="https://www.facebook.com/tr?id . How To Report a Scam Website They provide a1.50% APY deposit interest rate, and deposits can be made in cash via their ATMs or transferred from other banks. GRCC is an institution committed to accessibility, diversity and equal opportunity. When you see your refund processed on your ESC account, your funds will be sent to BankMobile Disbursements on the next business day.